Condominium Association Insurance Checklist

​McDaniel Insurance Services:
Community Association Specialists


Contact McDaniel Insurance Agency for all your association insurance needs.

Condominium Association Insurance Checklist:


  • Replacement Cost Building
  • Buildings Insured to Value
  • Coinsurance %
  • Deductible-  flat, wind/hail  
  • Deductible apply on a per claim or per building
  • Appurtenant Buildings and Structures
  • Ordinance or Law
  • Sign-Entranceway for your condo association
  • Sewer or Drain Backup
  • Earthquake
  • General Liability
  • Cyber Liability
  • Umbrella
  • Medical Payments
  • Loss of Fees/Business Income
  •  Non-Owned Auto Liability
  •  Broad Directors & Officers Liability
  •  Broad Crime/Fidelity
  • Financial Rating of Insurance Company



Note:  This is a general checklist for associations.   There may be additional coverages needed which may vary by association.